Historical Ghost Stories

Ever since ancient times, the folklore of most cultures around the world has been rich with ghost stories--tales of spirits who return from the dead to haunt the places they left behind. Certain places seem to be particularly susceptible to hauntings, while some of the most famous ghostly sightings have been of historical personalities--from queens to politicians to gangsters--who attained a good degree of fame or notoriety in life and died early, often violent deaths.

Not So "Scary" Insurance

Our Youtube channel is up and running.  Just click on our post title to watch our very first commercial with a Halloween theme.

October is Down Syndrome Awareness Month

Down Syndrome occurs in 1 in every 733 babies and there are more than 400,000 people living with this genetic disorder in the United States.

For more information on Down Syndrome go to www.ndss.org

When Your Adult Kids Move Back Home, Double-Check the Insurance

The slow economy of the past few years has exacerbated a trend that was already underway, that of adult children moving back in with their parents. A 2007 study found that one-third of people aged 18 to 34 were living in their parents' homes. In addition to the issues this trend raises in households with regard to cost-sharing, work-sharing and personal boundaries, insurance issues arise. Home and auto insurance forms are very clear that minor children have coverage under their parents' policies. This becomes less clear the older the children get, and it becomes ambiguous when they return home after living on their own for some period. Parents and their adult children may be risking thousands of dollars in financial loss if they do not handle the insurance correctly.

Thinking Outside of the Box

Here are some of the driving rules and procedures that requires delivery drivers:

·        Keep your radio off to be able to hear emergency vehicles or other traffic warning signals.

·        If you receive a moving violation either at work or outside of work, you must notify the store manager.

 

·        Prior to leaving the store, know exactly where you are going and concentrate on driving.  No cell phone use is allowed.

·        When driving, always try to park in the street when possible instead of the customer’s driveway.  This eliminates having to back up, a situation where many accidents occur.

·        When parking your auto, never leave the car running.  Turn off the engine and lock the car.

National Safety Council Supports Teen Driving Awareness

The National Safety Council today announced its support for National Teen Driver Safety Week (Oct. 17 to 23). Drivers between the ages of 15 and 20 are involved in fatal crashes at more than twice the rate as the rest of the population. Established by Congress in 2007, this observance brings attention to the unnecessary teen deaths and injuries on the road.

The theme of this year’s National Teen Driver Safety Week is reducing distractions – such as passengers and wireless devices. Distractions and inexperience are leading factors in teen crashes.

We'd Love It If You Could Show Us Some Love!

We love our insureds and we would love for our insureds to show us some love; click on the link below to write a review.  Thank you for being our customer!  WRITE A REVIEW

Purchase and Maintain Your Fire Extinguishers

According to a National Fire Protection Association study, there are approximately 400,000 house fires each year in the United States, which account for 75 percent of all structure fires. This study also indicated that residential fires result in over 3,700 deaths per year. Indeed, fires typically kill more Americans than all other natural disasters combined.

FEMA Recognizes National Fire Prevention Week 2010, Urges Families To Prepare For Fire, Other Emergencies

Today, to help kickoff National Fire Prevention Week from October 3, 2010 to October 9, 2010, the Federal Emergency Management Agency (FEMA) urges everyone to take a few simple steps to protect yourself and your family from fires and other emergencies.  Observed each October, National Fire Prevention Week, commemorates the Great Chicago Fire of 1871 by promoting fire safety.  This year's theme is "Smoke Alarms: A Sound You Can Live With."

October is Breast Cancer Awareness Month

Women in the United States get breast cancer more than any other type of cancer except for skin cancer.  It is second only to lung cancer as a cause of cancer in women.  Each year an estimated 200,000 women will be diagnosed and approximately 1,700 men.  For women, it is important to have a baseline mammogram by age 40.  Having mammograms every 1-2 years between the ages of 40-49 based on previous findings and annually after age 50 is currently the most effective diagnostic tool.

If you haven’t already, take the time to schedule a mammogram or think about participating in one of the many events going on this month to support Breast Cancer Awareness.

The 5-Step Guide to Considering Insurance Offered by Credit Card Companies

      1.     Become knowledgeable about what credit insurance is:  if you own a credit card, you have probably been asked by the company if you would like to add credit insurance. Most are unfamiliar with this type of insurance and either decline it or accept it automatically without knowing if it is the right type of insurance for their needs. As with all insurance, determining need is different from person to person because of our different lifestyles and obligations. Credit insurance may be beneficial to some but just an unneeded cost for others depending on one's situation. Knowing what credit insurance is and the different types can help you make an informed decision.