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791 South Main Street Farmingdale NY 11735
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Friday, July 29, 2011

The Stimulus Bill and COBRA Benefits

How the COBRA Premium Subsidy will Help More Get COBRA Benefits  The American Recovery and Reinvestment Act, signed into law by President Obama on February 17, 2009, is a $787 billion stimulus bill. One of the many provisions of the bill is to directly provide relief to millions on the COBRA plan or ex-employees who need COBRA coverage. This "COBRA stimulus plan" will provide enrollees a COBRA premium subsidy along with providing COBRA benefits to ex-employees who denied coverage.

Monday, July 25, 2011

Disability Insurance: Policy Information, Choices, Savings, and More

Disability insurance can replace a portion or all of your income if you become disabled and cannot perform your job. 

·    Will Social Security Pay if I Become Disabled? Yes, you can collect Social Security benefits if you become disabled but is very difficult. In order to collect Social Security benefits due to a disability, your disability must be severe enough to prevent you from doing any kind of work, not just your current job. In addition, the disability would need to be classified as permanent.

Friday, July 15, 2011

Maintain a Robust Credit Score

One factor in determining the premium of a personal auto policy or a New York homeowners policy has nothing to do with your driving record or claims history—it is your credit record. According to Conning and Company, an insurance research company, more than 90 percent of insurers use an insurance applicant's credit history—his or her insurance risk score—to slot him or her into a certain program.

Tuesday, July 12, 2011

The Next Generation IPhone


~ contributed by Sage Creamer, Social Media Intern

Nothing gets the rumor mill going like credible new details about the next gen iPhone. While the iPhone 5 isn't expected until 2012, the latest buzz is that one of the next iPhones will have a curved screen that is reminiscent of the iPod nano. Research says that users felt a curved screen enabled a more natural touch-interface experience. Some of the other rumors big and small like a purported augmented reality chipset that will be part of a future iPhone too. While there are no definitive facts confirmed by Apple regarding the iPhone 5, we still have the iphone 4 to fall back on.

Friday, July 8, 2011

Auto Insurance Company Rate Quote Comparison Worksheet

Looking for low-cost auto insurance Comparing auto insurance quotes and rates is one of the best ways to find low-cost auto insurance. This worksheet is designed to help you compare online auto insurance quotes and get recommended auto insurance coverages.