Shun Those Cell Phones While Driving

More than 20 percent of injury crashes in the United States involve reports of distracted driving, according to the National Highway Traffic Safety Administration (NHTSA). Of those killed in distracted-driving related accidents, 18 percent involved the usage of a cell phone. Another study indicates that using a cell phone while driving, whether it is a hand-held or hands-free device, delays a driver's reactions as much as having a blood alcohol concentration at the legal limit of .08 percent.

A Growing Threat—Roots and Sewer Lines

Ever drive down the street and see a front yard with a trench that looks like someone is dredging a channel from the front door to the street? While a select few may be installing an expensive irrigation system, most are having the sewer line replaced. This line consists of a pipe that runs from the home to the mainline under the street. The lucky among them have undertaken this project on the advice of a proactive plumber who warned of the consequences of backup or leakage due to cracked or clogged pipes. The unfortunate majority have already experienced those consequences.

Should You Raise Your Minimum Car Insurance Liability Limits?

First, What is the Purpose of Your Car Liability Insurance?  Liability car insurance is one part of your car insurance policy. It is meant to protect you if you are found liable or responsible for something. Take for instance you damage someone's car in the parking lot when opening your door. Your car liability insurance will cover the damage to their car.