ELANY Advises Brokers to Renew Licenses Soon

The Excess Line Association of New York is reminding all excess line brokers to renew their business entity licenses by Oct. 31. According to ELANY, the state Insurance Department is not mailing renewal license applications for 2010 license renewals. Participating brokers can, however, download the 2010-2012 excess line broker entity application by visiting the department’s Web site. A failure to renew the license, says ELANY, could result in delays in the processing of affidavits and excess line documentation after Nov. 1. For more information, read the full notice posted on the ELANY Web site.

Long Island New York Home Insurance

Purchasing Long Island New York Home Insurance can get confusing, and at C.H. Edwards Inc we understand this.

Although you are not legally required to purchase homeowners insurance as you are with Long Island auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for NY homeowner’s insurance, don’t fret! C.H. Edwards Inc is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Do I Really Need Disability Insurance?

What’s your most valuable asset? Your car? Your savings and investment accounts? Your house? It’s actually “none of the above.” Your greatest asset is your ability to earn a living. Think about what would become of you and your family if you suddenly became disabled and were no longer able to work? According to America’s Health Insurance Plans, one-third of working adults say their savings would run out in three months or less if, their family’s primary wage earner lost his or her income due to a disability.

Top Ten Hurricane Tips

Batten down the hatches!

A hurricane's a comin'!

What does that mean exactly? What are the necessary steps that must be taken for hurricane preparedness?

Most things are usually on hand but should be stocked up and easily accessible. If it turns out the hurricane has changed its path, at least you will have known you were ready.

Get Enough Sleep to Be Productive on The Job

With company cutbacks and economic uncertainty, it is no wonder there has been a jump in work-related stress sleep issues. According to MSN, one out of four adults say they are not getting the sleep they need because of their work schedule or worries. However, skipping sleep causes more than tired eyes it drastically affects your health and your performance on the job.