Chimney Safety

September 27- October 3, 2010 is National Chimney Safety Week.  Chimney safety is vital to fire prevention and your family’s safety.

Safety Tips:

• Have your chimney thoroughly inspected and cleaned to make sure it is sound, free of debris, and has the correct clearances.
• Make sure your chimney has the correct amount of quality lining that is necessary.  Have this checked by hiring a chimney sweep.
• Install a thermometer to monitor the temperature within your chimney.  Keeping smaller fires is recommended.
• Visit the Chimney Safety Institute of America at their website for more information and helpful tips.

Sources

• Chimney Safety Institute of America 

Doing an Online Career Search? Think Insurance First

Advancing your career can often mean regular job changes. Now, more than anytime in the past, people have more job changes and are regularly doing online career searches. With new job changes comes benefit changes. Sometimes, you may choose to advance your career and get a new job just for a bigger paycheck but you may want to slow down that career search because that new job may not pay off as you expected. 

September Is North America Pet Health Insurance Month

September 2010 marks the second year that pet insurance companies in the United States and Canada are joining together to celebrate North American Pet Health Insurance Month, presented by the North American Pet Health Insurance Association (NAPHIA).

Everyday across North America hundreds and on some days thousands of pets face economic euthanasia at veterinary hospitals because pet owners are not prepared to provide needed cars.  Importantly, these are not pets that require extensive treatments or a course of care that would subject the pet to pain.  These pets require more medical care than the pet owner can afford.

FDIC Warns of Scam

According to the FDIC website, "The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of suspicious telephone calls where the caller claims to represent the FDIC and is calling regarding the collection of an outstanding debt.  To date, the callers have alleged that the call recipient is delinquent in payment of a loan that was applied for over the Internet or made through a payday lender. The loan may or may not actually exist."

Eight Things to Know If You Receive an IRS Notice

Did you receive a notice from the IRS this year? Every year the IRS sends millions of letters and notices to taxpayers but that doesn’t mean you need to worry. Here are eight things every taxpayer should know about IRS notices – just in case one shows up in your mailbox.

Antique Jewelry, Fine Jewelry, Jewelry Gifts? Did You Remember Insurance?

 

Unfortunately, many people who have antique jewelry and fine jewelry do not insure it properly, and a big segment of uninsured jewelry is jewelry gifts. It can often be an overlooked insurance until the jewelry is lost or stolen. Here are four simple steps to help you make sure your fine jewelry, antique jewelry, and jewelry gifts are protected:

ELANY Advises Brokers to Renew Licenses Soon

The Excess Line Association of New York is reminding all excess line brokers to renew their business entity licenses by Oct. 31. According to ELANY, the state Insurance Department is not mailing renewal license applications for 2010 license renewals. Participating brokers can, however, download the 2010-2012 excess line broker entity application by visiting the department’s Web site. A failure to renew the license, says ELANY, could result in delays in the processing of affidavits and excess line documentation after Nov. 1. For more information, read the full notice posted on the ELANY Web site.

Long Island New York Home Insurance

Purchasing Long Island New York Home Insurance can get confusing, and at C.H. Edwards Inc we understand this.

Although you are not legally required to purchase homeowners insurance as you are with Long Island auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for NY homeowner’s insurance, don’t fret! C.H. Edwards Inc is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Do I Really Need Disability Insurance?

What’s your most valuable asset? Your car? Your savings and investment accounts? Your house? It’s actually “none of the above.” Your greatest asset is your ability to earn a living. Think about what would become of you and your family if you suddenly became disabled and were no longer able to work? According to America’s Health Insurance Plans, one-third of working adults say their savings would run out in three months or less if, their family’s primary wage earner lost his or her income due to a disability.

Top Ten Hurricane Tips

Batten down the hatches!

A hurricane's a comin'!

What does that mean exactly? What are the necessary steps that must be taken for hurricane preparedness?

Most things are usually on hand but should be stocked up and easily accessible. If it turns out the hurricane has changed its path, at least you will have known you were ready.

Get Enough Sleep to Be Productive on The Job

With company cutbacks and economic uncertainty, it is no wonder there has been a jump in work-related stress sleep issues. According to MSN, one out of four adults say they are not getting the sleep they need because of their work schedule or worries. However, skipping sleep causes more than tired eyes it drastically affects your health and your performance on the job.