How Much Insurance Is Necessary

Many people often ask themselves how much insurance is necessary. Some people are unaware that insurance is necessary for several reasons.

For example, many people lease cars because it is much more economical, what people fail to realize is that it is important to choose the correct lease insurance that covers everything.

How Much Insurance Is Necessary

Many people often ask themselves how much insurance is necessary. Some people are unaware that insurance is necessary for several reasons.

For example, many people lease cars because it is much more economical, what people fail to realize is that it is important to choose the correct lease insurance that covers everything.

Another example is that some people fail to realize and understand vicarious liability. Vicarious liabilities are when one person does not react in a particular situation as another person would. This is having the person responsible for their actions and for their negligence. This is a type of insurance that is very important and often overlooked.

~as contributed by Sandra Costanzo, Social Media Intern

Classic Bread Stuffing

8 tablespoons (1 stick) unsalted butter

2 medium onions, chopped

3 medium celery ribs, chopped

1/2 cup chopped celery leaves (from inner celery ribs)

1 pound firm white sandwich bread, cut into 1/2-inch cubes and dried overnight or in the oven, or 10 cups plain bread croutons

1/4 cup chopped fresh parsley

2 teaspoons poultry seasoning

1 1/2 teaspoons salt

1/2 teaspoon freshly ground pepper

1 1/2 to 2 cups turkey or chicken broth, as needed

1. In a large skillet, melt the butter over medium heat. Add the onions, celery, and celery leaves. Cook, stirring often, until the onions are golden, about 8 minutes.

2. Scrape the vegetables and butter into a large bowl. Mix in the bread cubes, parsley, poultry seasoning, salt and pepper. Gradually stir in about 1 1/2 cups of broth, until the stuffing is evenly moistened but not soggy. Use as a stuffing. Or place in a lightly buttered casserole, drizzle with 1/2 cup broth, cover, and bake as a side dish.

Fran Palemire

Admin. Asst.

Corn Bread Casserole, Three Bean Salad, Apple Cake

Corn Bread Casserole

Pre-head oven to 375

1 stick softened margarine or butter

1 cup sour cream

1 egg

1 can creamed corn

1 can kernel corn with water

1 box Jiffy Corn Muffin Mix

Mix together first 3 ingredients.  Add both cream corn & regular corn.  Add muffin mix

Bake at 375 for 75 minutes

For 9x12 pan bake 15-20 minutes longer.

Three Bean Salad

1/2c. Sugar                                                      16oz. can Wax beans

1/2c. Oil                                                          8oz. can Kidney beans

1/2c. Wine Vinegar                                         16oz. can Garbanzo beans

1 med Sweet Onion (diced)                            16oz. can Black Olives

1 Green Pepper (diced)                                   16oz. can Green Beans

Drain juice from beans & olives.  In a large bowl with a cover add all beans , olives, onion & green pepper.   In a container mix sugar, oil &vinegar shake well & pour over bean mixture. Marinate for 24 hours, shaking &  turning bowl every so often.

Apple Cake

1 1/2c. Oil                                                       1 tsp vanilla

2c. Sugar                                                         3 Eggs

3c. Flour                                                          3 apples (peeled & sliced)

1 tsp Baking Soda                                           1c.  raisins

1 tsp cinnamon

Preheat oven to 350

Mix: eggs, oil, sugar & vanilla

Add: flour, salt, cinnamon,  baking soda, and 1 ½ apples mix well

Add remaining apples & raisins

Pour into a well greased bundt pan & bake for 1 – 1 ½ hours until cake tester comes out clean.

Light Thanksgiving Dessert

Ingredients:

Ready made Oreo Cookie frozen pie crust

1 Container Cool Whip.

1 Gallon any Frozen Yogurt or Light Ice Cream of your choice  (you can even combine more than one flavor)

Colored Sprinkles or Shredded chocolate

Directions: 

Slightly thaw frozen yogurt (or ice cream) and cool whip to blend together.

Keep ¼ of cool whip aside, out of the mix.

Blend until almost soupy and pour into pie shell.

Swirl remaining cool whip on top making peaks if you can.

 Add sprinkles or shredded chocolate.

Refreeze it.

To Serve:  Remove from freezer about 10 minutes.

You might want to consider making two of these because it’s so light they go really fast.

MOM’S TURKEY STUFFING

3 STALKS OF CELERY, DICED

1 LARGE ONION, DICED

2 CUPS OF CHICKEN OR TURKEY BROTH

1 LOAF OF WHITE BREAD, CUBED

1 STICK OF MARGARINE

SALT, PEPPER AND POULTRY SEASONING TO TASTE

IN A LARGE FRYING PAN, MELT MARGARINE.  SAUTE ONION AND CELERY UNTIL TRANSLUCENT.

ADD CUBED BREAD, SALT, PEPPER AND POULTRY SEASONING.  REDUCE HEAT, SLOWLY STIR IN BROTH.  STUFFING SHOULD BE A LITTLE STICKY.

USE STUFFING IN TURKEY OR BAKE OFF IN A PIE DISH COATED WITH NON-STICK SPRAY UNTIL TOP IS CRUNCHY

Denise Visco
Employee Enrichment Director

Turkey Leftover Casserole

2 ½ cups of mashed potatoes

2 cups of shredded cooked turkey

1 can or at least 12 oz. turkey gravy

1 cup of stuffing

½ cup of shredded cheddar cheese

Preheat oven to 350 degrees.  Spray a 2-quart casserole dish with nonstick cooking spray. 

Spread the stuffing out along the bottom of the dish.  Mix the turkey and the gravy together

And spread over the stuffing.  Add salt and pepper to taste.  Top with mashed potatoes and

shredded cheddar cheese.  Bake for 25-30 minutes or until top is golden.

Serves 4-6

Steven Visco

President

Green Bean Casserole, Roasted Potatoes & Sweet Potatoes

Green Bean Casserole:

1    1  ½ cans French fried onions

4 cans (15 or 16 oz) French cut green beans (can be regular cut green beans if you prefer)

4 cans of condensed Cream of Chicken soup

Milk (measured in the cream of chicken cans)

SUZIE’S ALMOND CRESCENT COOKIES

1 CUP (2 STICKS) BUTTER, SOFTENED

½ CUP SUGAR

1 TEASPOON VANILLA, REAL, NOT IMITATION

1 TEASPOON ALMOND EXTRACT

2 CUPS WHITE FLOUR

½ TEASPOON SALT

2 CUPS FINELY CHOPPED PECANS

1 BAG BAKING CHOCOLATE, DARK OR MILK-WHATEVER YOU PREFER

½ CUP POWDERED SUGAR

                                 ****************************************************************

1-      In a large mixing bowl, cream butter with electric mixer until smooth.  Slowly add sugar, vanilla and almond extract and beat until fluffy.

2-      Mix flour with salt. Stir into butter mixture. Stir pecans into mixture. Refrigerate 1 hour.

3-      Set oven to 325 degrees.  Shape dough into 1-inch balls, then form into crescent.  Place on ungreased cookie sheet and bake for 20 minutes until barely brown.

4-      Melt chocolate in microwave or double boiler.  Dip each cookie halfway into melted chocolate then sprinkle with powdered sugar and place onto waxed paper.

Susan M. Mazzella, ACS

Teen Depression Likely to Recur

DUKE / JOHNS HOPKINS (US) — Nearly half of teens who recover from severe depression are likely to slip back into depression within two to three years, regardless of the type of treatment they’ve received.

Watch Out for Cooking Fires This Thanksgiving

Cooking Thanksgiving dinner this year? Even a professional chef can get distracted in the kitchen leaving the chance for a cooking fire.

According to the National Fire Protection Council, Thanksgiving is the leading day for cooking fires in the U.S.

Cook smart this year by taking these tips for a safe Thanksgiving Dinner:

• Alcohol and turkeys don’t mix! Don’t drink and cook especially when using a stove or cook top.
• Don’t leave the kitchen unattended especially when frying, grilling or broiling food.
• Use a timer so that you don’t forget about that casserole until smoke starts pluming from the oven.
• Keep flammable objects like oven mits, dish towels, etc. away from the stove top.

What You Need to Know About Totaled Vehicles and Insurance Payouts

Car accidents take their toll physically, mentally, and financially on those involved. Take the time now to learn about how insurance companies determine the value of your vehicle and you will have one less thing to worry about if your vehicle is ever "totaled" in an accident.

10 Emails You Should Never Send

Here’s a scenario most of us are familiar with, whether first-hand or as a witness to a colleague’s faux pas: an email with a crude joke or a funny picture that crosses into the personal-email realm is sent to a cluster of friendly internal contacts and accidentally included on the recipients’ list is the company CEO. Embarrassing for the sender? Yes. Grounds for dismissal? Unlikely.

Social Networking Do's and Don't's

• Don't post upcoming vacations.  Anyone can access that information.
• Don't abuse a connection by commenting too personally if you acept a friend request from your kids or grandkids.
• Consder who should have access to each site. Think about restricting Facebook to friends and family and Linkedin for business.
• Don't post personal information such as your social security number, address or telephone number.
• Remember, once you post something on-line, it's out there for good.  Think before you click.

Monitor Your Teen's Driving

Automobile accidents are easily the leading cause of death for teenagers across America, according to the National Highway Traffic Safety Administration (NHTSA). For both genders, drivers between the ages of 16 and 19 have the highest average annual crash and traffic violation rates of any other age group. NHTSA data also show that unaccompanied 16- and 17-year-olds crash nine times more often than adults.

Have You Heard of The Drink "Four Loko"?

High school and college students definitely have, and according to CBS News, it’s sent a lot of them to the hospital. The beverage is sold next to the energy drinks in many stores, is twice the size as a can of soda, and comes in fruity flavors like watermelon and blue raspberry. Each can contains caffeine, and about 60 grams of sugar. Don’t be fooled. Four Loko is also 12% alcohol, and experts say drinking a can is equal to downing three beers, a can of Red Bull, and a shot of espresso. That’s why it’s nicknamed “blackout in a can” and “liquid cocaine.”

One Minute of Social Media

In case you're still wondering if all this social media buzz has anything to it, here's what tallied around the world in just 60 seconds on an average Tuesday morning:

• 626 new blog posts
• 581 members added on Facebook
• 34,838 tweets sent on Twitter
• 696,758 videos watched on YouTube
• 6,502 iPhone apps downloaded
• 21 hours uploaded onto YouTube
• 208 new Twitter accounts
• 75,250 text messages between avatars in Second Life
• 24 iPads sold
• 60 new members on Linkedin
• 6,502 pieces of music bought from iTunes
• 1,393,519 searches made on Google
• 172,099,537 emails sent
• 11,453,577 SMS's sent
• 58,063 photos uploaded to Facebook
• 2,089 images uploaded to Flickr
• 602 new internet users globally

If You’re a Working Mom You Can Stop Beating Yourself Up

If you’re a working mom you can stop beating yourself up. A new study says your kids won’t do worse in school or be any more likely to have behavioral problems than kids whose moms stayed home. According to Time Magazine, a group of female psychology professors examined nearly 70 studies, spanning 50 YEARS. They specifically looked at how well kids did in school and whether or not they exhibited any aggressive behavior. What they found is that toddlers between one and two, with working moms, actually rated higher academically than those with full-time moms. They also tended to have fewer problems with anxiety and depression. The big thing is though, once children reached three years old, everything evened out and neither group was on top.